Hey folks,
Does anyone here have drone liability insurance? Who are you using, and what’s the cost? I got a quote for $256 a year, and I’m asking because I need coverage to get approval for filming at a state park in Arkansas. Appreciate any advice!
Verifly. They offer on-demand insurance.
I use SkyWatch. It’s ‘pay-as-you-go,’ and costs vary based on where you’re flying and how much coverage you need. Rates range from $8-20 per hour, but they also offer monthly and annual plans. You can get up to $5 million in liability coverage.
@Avery
I’m a SkyWatch user too. The app is pretty solid, but I wish there were options to schedule short sessions on the website. Also, it would be nice if I could save common ‘additional insured’ details, as it’s a pain to type them out repeatedly.
@Micah
That’s a shame. Verifly used to save ‘additional insured’ info, but sadly, they’re no longer in business.
@Avery
Does SkyWatch work worldwide? What’s the pricing like? If I needed coverage for a few days, would it be cheaper to pay hourly or go with a monthly plan?
Lior said:
@Avery
Does SkyWatch work worldwide? What’s the pricing like? If I needed coverage for a few days, would it be cheaper to pay hourly or go with a monthly plan?
I’m not entirely sure about worldwide, but the rates are around $10-25 per hour. They do have monthly and annual plans. It really depends on how many hours you’ll be flying and where. You can check their website for more details.
@Avery
The link does mention worldwide coverage, but I couldn’t find hourly rates—might need a separate quote for that.
$1 million through AMA.
Merrick said:
$1 million through AMA.
Is the insurance included with the membership?
Merrick said:
$1 million through AMA.
Is the insurance included with the membership?
Some is included for hobby use. You might want to call and check. The folks at AMA are pretty helpful. What we’re discussing here is liability insurance for drone work. They do offer additional policies through a well-known provider.
Merrick said:
$1 million through AMA.
Is the insurance included with the membership?
The membership covers it, but only at AMA-approved fields.
Clarke said:
Merrick said:
$1 million through AMA.
Is the insurance included with the membership?
The membership covers it, but only at AMA-approved fields.
Not true. AMA coverage applies as long as you’re flying legally and safely, even outside their fields.
@Lyle
Are you talking about their recreational or commercial insurance?
Merrick said:
$1 million through AMA.
You mean American Model Association, right? I thought they only covered flights at approved AMA fields.
Merrick said:
$1 million through AMA.
You mean American Model Association, right? I thought they only covered flights at approved AMA fields.
Nope, as long as you’re an AMA member, you’re covered. They offer additional insurance options too. I’m Part 107, and that’s how I cover my drones—plus, no extra cost for adding more aircraft!
Merrick said:
$1 million through AMA.
If you need more details, check out the Mavic Pilots forum. We’ve gathered a lot of info there.
AMA’s liability coverage isn’t just for AMA sites. It covers flights on private or public property as long as the pilot is following safety rules.
The policy covers up to $2.5 million per occurrence for bodily injury or property damage. A separate policy is available for events outside the US and Canada. Coverage doesn’t apply to business pursuits unless you’re teaching AMA members. There’s also $1,000 coverage for fire, theft, or vandalism with a $100 deductible.
Great suggestions, thanks! Appreciate the help, everyone.
Clarke said:
Great suggestions, thanks! Appreciate the help, everyone.
Just to clarify, AMA covers you outside of their fields if you’re flying legally and safely.